FAQs
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We know Bitcoin is valuable — and so is your trust. Below, we answer the most common questions about how Interest One works, how we protect your Bitcoin, and how you can start earning real-world yield. If you have more questions, our team is always here to help.
Interest.One is a platform that lets Bitcoin holders earn a stable, real-world yield—sourced from assets such as real estate and bonds—without having to sell their BTC.
It is built on Mintlayer and follows Bitcoin-style security and transparency principles.
Your deposited Bitcoin is locked in smart-contract vaults on Mintlayer and used as fully collateralized backing for regulated investment vehicles that purchase yield-bearing real-world assets (RWAs). The net income from those RWAs funds the yield you receive in the form of tokenized claims.
Your Bitcoin is used as collateral and remains on-chain in a smart contract. However, if the value of your BTC drops and the loan-to-value (LTV) reaches 50%, your position may be partially or fully liquidated to protect the fund. You can always monitor your position and top up your collateral to avoid liquidation.
The first fund focuses on income-producing Dubai real estate; subsequent funds may include high-grade bonds and other RWA opportunities identified by licensed specialists.
Top-tier jurisdictions such as Dubai’s DIFC and Singapore are used to ensure robust regulatory oversight and investor protection.
Bitcoin adoption keeps growing, RWA tokenization is accelerating, and investors increasingly demand “real”—rather than purely speculative—yield.
Roughly US $1.3 trillion in largely dormant Bitcoin capital and an estimated US $16 trillion global real-estate-and-bond market create significant room for growth.
Traditional DeFi yields often come from token emissions or leverage loops, making them unsustainable and highly volatile. In contrast, Interest.One sources yield from regulated, off-chain assets like real estate and private credit — providing BTC holders with exposure to real cash flows, not crypto inflation.
Interest.one was founded by Enrico Rubboli, an early Bitcoin adopter and former senior developer at Tether and Bitfinex, as well as the founder of Mintlayer, a leading Bitcoin ecosystem focused on unlocking Bitcoin’s $3 trillion liquidity potential.
He co-founded the venture with Dr. Anna MacMillan, a seasoned venture capital strategist with over 15 years of experience across finance, technology, cybersecurity, and biotech. Backed by a team with a proven track record at industry leaders like Binance, Interest.one brings deep expertise to scale tokenization solutions globally.Mintlayer already runs core network infrastructure, decentralized trading, five wallet types and asset-issuance tooling, demonstrating the technical and operational capacity of the team.
Yield-backed tokens are tradable on secondary markets integrated with Mintlayer, giving investors continuous liquidity; alternatively, holders can redeem against underlying collateral.
Key risks include RWA market fluctuations, regulatory changes, smart-contract bugs, and liquidity risk in secondary markets. Interest.One mitigates these through top-tier fund jurisdictions, full collateralization, third-party audits, and transparent on-chain reporting.
The team invites prospective users and investors to reach out—see the “Let’s Talk” slide for contact details and next-step discussions.
Interest One allocates capital to professionally managed, regulated RWA income funds—initially a Dubai-domiciled real-estate income fund, with future tranches planned for high-grade bond portfolios and other yield-generating real-world assets vetted by licensed managers. The other funds will be invested in the fields of entertainment, sustainability, AI Tech, Medical Tech, and Sports.